**

• Allowed Usage: The Services and Content may only be used for the purposes of Subscriber’s internal business operations. An Authorized User may view, download, and manipulate the Report and associated data file for Subscriber’s internal business operations. No part of the Report Content may be reproduced, published, or transmitted by any means, electronic or mechanical, without prior written permission of MarshBerry.
• Information Usage: Results of the project are to be used for Company’s internal purposes only. This data is intended for Company’s benefit and use, and may not be reproduced, disseminated, quoted or referred to, in whole or in part, or used for any other purpose beyond internal benchmarking without the prior written consent of MarshBerry.
• Acceptance of Terms: By using the Report, you agree that MarshBerry cannot and will not be held responsible or liable for any damages of any kind arising from its use, including, but not limited to any direct, indirect, incidental, punitive, special, exemplary, and consequential damages. If you do not wish to comply with the terms of use for the Report, you may choose to Decline acceptance of these terms.
• Marsh, Berry & Co., LLC prepared this material for informational purposes only. These materials are based solely on information contained in publicly available documents and certain other information provided to Marsh, Berry & Co., LLC and Marsh, Berry & Co. has not independently attempted to investigate or verify such information. Marsh, Berry & Co., LLC has relied, without independent investigation, upon the accuracy, completeness and reasonableness (as of the date of the publication), of such information and therefore has assumed no obligation to update, modify or amend this information or to otherwise notify a reader thereof in the event that any such information becomes outdated, inaccurate, or incomplete. Past performance is not necessarily indicative of future performance. This Report is being distributed with the understanding that the publisher and distributor are not rendering legal, accounting, financial or other advice and assume no liability in connection with its use. These materials are intended for your benefit and use, and may not be reproduced, disseminated, quoted or referred to, in whole or in part, or used for any other purpose, without the prior written consent of Marsh, Berry & Co., LLC.